About FlexiFi

FlexiFi is a powerful, AI-driven personal finance platform designed to help you take full control of your financial life. With FlexiFi, you can securely connect your bank accounts and credit cards for real-time balance tracking and net worth monitoring. Our smart budgeting tools let you set up monthly budgets, track spending by category, and receive instant alerts when you're approaching your limits. Never miss a payment again with our bills management system — add bills, set reminders, and track due dates all in one place. FlexiFi's AI Financial Advisor provides personalized insights and recommendations tailored to your unique financial situation, while our Financial Health Score gives you a clear picture of where you stand and how to improve. Grow your wealth with paper trading and investment tracking powered by Alpaca, and send money domestically or internationally with ease through our Move Money feature. Save together with friends and family using Flexi Circles, our group savings tool, and stay protected with real-time fraud detection and security alerts. Whether you're a gig worker, young professional, or managing a family budget, FlexiFi has the tools you need to budget smarter, save more, and build lasting financial confidence — all in one beautifully designed app.

(Launching in Fall 2026 Web app, IOS, Android)

App Features

Budgeting & Spending

Smart monthly budget builder with income and expense categories
Real-time spending alerts when approaching budget limits
Visual bar charts showing income vs. expenses and spending by category
Rebudget tool to rebalance your budget mid-month

🏦 Banking & Accounts

Secure bank account linking via Teller and Plaid
Real-time balance tracking across multiple accounts
Net worth monitoring with weekly change tracking
Transaction history with advanced search, filter, and sort

🧾 Bills Management

Add and track bills with due date reminders
Color-coded bill reminders (overdue, due soon, upcoming)
AutoPay management (Plus & Premium)
Bill scanning via OCR to auto-extract bill information (Premium)

📈 Investing

Paper trading powered by Alpaca
Investment account tracking and portfolio analytics
Round-up investing to grow spare change automatically
AI-powered investment recommendations (Premium)

💸 Money Transfers

Domestic and international money transfers
Peer-to-peer payments
Crypto remittance via USDC/Circle (Premium)
QR code and mobile payments

🤖 AI-Powered Tools

AI Financial Advisor available 24/7 (Premium)
Personalized weekly spending insights
AI Budget Optimizer (Plus & Premium)
Fraud detection and real-time security alerts

🎯 Savings & Goals

Flexi Circles — group savings with friends and family
Personal savings goals
Automated savings rules (Premium)
Rewards and cashback on purchases

📊 Financial Health

Financial Health Score based on your real data
Credit score estimation and monitoring
Improvement tips and personalized recommendations
Tax optimization reports (Premium)

🔒 Security & Privacy

Bank-level 256-bit encryption
Read-only bank connections — we never move your money
Real-time fraud alerts
Privacy center to control your data

📥 Reports & Exports

Export transactions to CSV or PDF
Export budget reports to CSV or PDF
Custom financial reports (Premium)

👨‍👩‍👧 Plans for Everyone

Free plan — get started with no credit card required
Plus plan — $6.99/month for growing your finances
Premium plan — $9.99/month for full financial control
Family accounts — add up to 4 members at $2.99 each (Premium)